Strategic Process

We make them:

• One at a time
• At different times
• With different people
• Under different circumstances

This methodology leads to a collection of financial decisions that resemble a junk drawer. Where our financial life is disorganized, uncoordinated, non-integrated, inefficient, ineffective, and lacks control, we find ourselves in Financial Junk Drawer™.

Every year, financial decisions made in this manner struggle to keep up with changes in our own personal situation or in the world around us. People often feel they are reacting to change instead of taking advantage of it.

Imagine an orchestra where musicians are not seated next to each other according to instrument sections. Now imagine that same orchestra without a conductor. When the curtain goes up, instead of hearing a beautiful symphony, we would hear musical discord.

How many times have each of the financial professionals in your life been in a room together to discuss your personal situation? For most people the answer is “never.” How would the recommendations, attention to detail and possible results change if they had?

Imagine playing your favorite game or sport without the game board or without lines on the field or court. What’s the likelihood of that game being organized? How would anyone understand or follow the rules? How would you determine a great play or shot…or a winner?

Winning the game of personal finance is not that different than playing any other game. In order to succeed, we need to properly organize, analyze, and measure any financial decision. Therefore, it’s critically important that we use a tool designed specifically to incorporate the rules governing our financial world.

This tool allows us to see all of our financial decisions simultaneously and provides the ‘game board’ for us to measure how financial strategies, such as wealth building, protection, and retirement, affect us now and into the future.